These Terms of Service govern your use of https://ibangenerator.wiki. By using the website, you agree to these terms.
1. Service Description
IBAN Generator Wiki provides browser-based tools and educational content for creating synthetic IBAN test data, checking visible structure and MOD-97 consistency, decoding visible fields, and comparing national format information. The service is intended for development, QA, staging, demos, documentation, and education.
2. Synthetic Data Only
Generated IBANs are not bank-issued account details and are not checked against account or bank directories. A checksum-valid result does not prove that a bank, branch, account, or owner exists. Generated values must not be used for transfers, direct debits, beneficiary setup, proof of account, identity claims, financial verification, or production payment processing.
3. Acceptable Use
- Use the tools only for lawful testing, development, education, documentation, and similar legitimate purposes.
- Do not use generated or decoded data for fraud, impersonation, phishing, account takeover, payment diversion, money movement, or evasion of financial controls.
- Do not upload, paste, scrape, or process personal banking information without authority and an appropriate lawful basis.
- Do not attack, overload, reverse engineer abusively, or interfere with the website or other users.
4. Validation Limits
The tools may check country code, total length, broad character pattern, component ranges, and MOD-97. They do not provide bank-directory validation, account-owner verification, balance or status information, sanction screening, payee confirmation, or a guarantee that a payment provider will accept a value.
5. No Financial Advice or Banking Service
We are not a bank, payment institution, financial adviser, identity-verification service, Swift service, or account-opening provider. Site content is technical and informational and should not be treated as financial, legal, compliance, or payment advice.
6. Accuracy and Availability
We aim to keep country-format information and tools useful, but standards, national formats, browser behavior, and third-party services can change. The site is provided without a guarantee of completeness, uninterrupted availability, or fitness for a specific production workflow. Verify critical information with the servicing bank or an authoritative provider.
7. Intellectual Property
Original site code, copy, branding, and organization are protected as applicable. Standards names, organization names, and third-party marks belong to their respective owners. Descriptive references do not imply affiliation or endorsement.
8. External Links
External links are provided for context and reference. We do not control third-party availability, security, accuracy, terms, or privacy practices.
9. Disclaimer and Limitation of Liability
The site is provided "as is" and "as available" without warranties of any kind to the maximum extent permitted by law. We are not liable for losses arising from reliance on generated values, misuse of the tools, failed payments, incorrect recipient information, unavailable services, or unauthorized processing of financial data.
10. Changes and Contact
We may update these terms by publishing a revised version and effective date. Continued use after an update means you accept the revised terms. Contact [email protected] with questions.